Questions When You Order Checks Wells Fargo Designs

Despite the recent developments on new bank fees, there are still numerous checking account holders that order checks Wells Fargo designs. With the recent announcement that there will be a monthly fee charged to checking accounts, it is taken by experts in the banking industry as a bold sign that free checking will no longer be available at Wells Fargo. Perhaps this is the reason why more and more checking account holders are turning to third party check printing services online.

It is no secret that the rates from third party check printing services online are cheaper than what majority of traditional banking institutions provide. However, for checking account holders who must explicitly get their bank checks from Wells Fargo, it is important to understand some basic questions that can have substantial effect on their finances. Take some time to comprehend these questions before you order checks Wells Fargo designs.

• How can you order checks Wells Fargo designs?
There are two basic ways that checking account holders can order bank checks from Wells Fargo, by phone or through the Internet. It is important to point out that before checking account holders can order bank checks from the Internet, they must be enrolled in the Wells Fargo Online program. This can be done by signing in to the checking account and going to the Account Services option where orders can be placed. The enrollment form is available from the Wells Fargo website.

The other option is for checking account holders to call the customer service department of Wells Fargo. This option though is available only for personal checking account holders. For business checking account holders, they are advised to contact Harland Clarke directly, which is the third party check printer authorized by Wells Fargo to print their bank checks. This option is similar to going to third party check printing services online, but without the traditional banking institutions playing middleman.

• Is it possible to get a copy of cancelled bank checks?
Some checking account holders do not even consider this question despite the fact that they do not keep a comprehensive record of the bank checks they have issued. Considering how simple the process can be, it is truly worth doing it to ensure that the cancelled bank checks will not be used for illegal purposes. Bank checks that have been posted can be viewed online or a paper copy can be ordered from Wells Fargo.

Checking account holders should be reminded that digital images are considered the same as their paper bank check counterpart. There is no payment associated with the viewing on check images online. The account activity of checking account holders for the past 90 days can be viewed online. Checks that have been issued older than that can be searched using the check number and its corresponding date if possible.

The front and back portions of the bank checks can be viewed, printed, and saved by checking account holders as part of their official record. Checking account holders can view as many bank checks as they want online. To order a paper copy, it is important to give the bank check number, corresponding amount, account number, and the date it cleared your account. Wells Fargo can provide a photocopy of bank checks as far back as seven years.

• Can payment for bank checks be stopped?
Requesting for a stop payment of order checks Wells Fargo designs can be done either by phone or through the Internet. The Account Services page provides the option to checking account holders to stop payment on any bank checks that they have already signed. Checking account holders should give the check number, amount on the bank check, date on the bank check, and the name of the payee.

When a stop payment has been requested, it will be in effect for a period of six months. A fee for the stop payment will be enforced on the checking account. The fee will not apply to requests for stop payments on bank checks that are stolen or lost. It is important to communicate directly with the customer service department to ensure that accurate rates for the fees are received.

• Can a copy of the deposit slip be requested?
When you order checks Wells Fargo designs, there is usually an accompanying deposit slip that is given to checking account holders. The use of these deposit slips allows them to be posted on the account of the checking account holders so that Wells Fargo will have a digital copy in their system. Ordering a copy can be done conveniently online from the Account Services page of the website.

Simply provide the account number, amount on the deposit slip, and date the deposit was credited. For deposits that have not yet been posted to the checking account, or there is no online access for the receiving checking account, then you can phone the customer service department for assistance. Usually, requests for copy of deposit slips can be accommodated up to seven years back. The copy will normally be received by the requesting party within ten business days.

It is possible to ask for a copy of the bank checks that have been included with the deposit slip. There is a fee applied on the process for the copy of deposit slip and bank checks. Wells Fargo can provide accurate information on the exact amount of the fee that will cover the request.

These are four very important questions that should be carefully studied before you order checks Wells Fargo designs.